New Car – Auto Loans

Archive for September, 2011

Bear with me as I step back in time to formulate what I believe are three terrific American built performance cars: the Ford Mustang, the Dodge Challenger, and the Chevrolet Camaro. Currently, only the Mustang is in production with the Challenger coming back by 2009. GM hasn’t committed to building the Camaro just yet, but the company is likely to make a decision in favor of the car and its sibling, the Pontiac Firebird, by this summer. So, what is it about American performance cars that set them apart from the rest? In one word: muscle. Read on as I compare and contrast these three vehicles and share with you my feeble attempts to explain the culture behind the cars.

So, you think I forgot the Chevy Corvette and Dodge Viper when talking about performance cars? No, I did not. Both models are performance cars as well as race cars. On the other hand the Mustang, Challenger, and Camaro are mass produced performance cars with muscle. There is a difference in the way a typical race car handles, rides, and performs vs. a muscle car.

Typically, a muscle car was a coupe version of some of the larger cars that were pervasive on U.S. highways in the 1960s and 1970s. The Mustang and Camaro, however, were designed separately [although they both heavily borrowed parts from other models] and these “pony” cars were a category all to themselves. For comparison’s sake, they join the Dodge Challenger, a performance version of Mopar cars of its time. All three were compared by critics of that time and all three will once again be compared in a few years when production has been ramped up.

Ford Mustang -– Step back in time with me to April 1964 to an era when America was heavily involved in the space race, Lyndon Johnson was president, and General Motors ruled autodom. Ford, for its part, had been nipping at GM’s heels for years, but the failed Edsels of the late 1950s had cost the company dearly. Still, it was the time of the New York World’s Fair and Ford used the fair and television technology to promote its newest offering, the Mustang. A 2+2 coupe borrowing parts from the Fairlane and Falcon, the 1964 ½ model was the first one sold and is widely credited with being the best introduction of a new vehicle ever. With a V6 engine standard and V8 optional, the all new Mustang quickly broke sales records and has been a hot seller ever since. Indeed, with the introduction of the “retro” look Mustang in 2005, the car once again has spawned interest in the muscle car segment as both DaimlerChrysler and General Motors craft competing models of their own.

Dodge Challenger -– After the success of earlier muscle cars including the Dodge Charger and Plymouth ‘Cuda, the Dodge Challenger was launched as a 1970 model. The car borrowed heavily from the ‘Cuda although the sheet metal was somewhat different and the wheelbase was stretched by a couple of inches. Because the muscle car era was in decline at the time of its introduction, the Challenger lasted only five model years before it was cancelled. The concept Challenger currently on display at many auto shows is based on the 1970 design and is the talk of message boards and blogs across the nation. Look for Hemi powered engines as being favored by many owners; the car is likely to share some technology with the current Magnum wagon and Charger sedan.

Chevrolet Camaro — GM was asleep at the wheel when the Mustang came out. It took nearly three years before the company could respond and when it did the Camaro and Pontiac Firebird were the result. Although both cars sold well over the years, neither one could match the Mustang’s sales levels and by the time the last cars were sold in 2002, production dropped to a trickle. Still, the end of the Camaro after 35 years has stirred renewed interest in the name and thanks to the retro Mustang, the entire muscle car category is growing once again. Look for a 2010 Camaro to be the first Camaro since 2002; a ragtop version is also being considered.

So, just who can be expected to purchase a muscle car these days? People just like me: middle aged men who grew up with the original models. In addition, a whole new generation of younger drivers tired of the “me too” look of so many of the compact cars out there. Muscle cars of today are so much different from earlier era cars as they incorporate the look of the originals while harnessing today’s technology. Thus, fuel savings will be decent without sacrificing performance: a true win-win situation.

No, I cannot wait to see a Mustang, Challenger, and Camaro lined up at a traffic light waiting for the light to turn green. A new muscle car era is upon us and for that I am very excited.

Quality motorcycle gear combines comfort, style, fit, durability, weather protection, and armor. The bottom line with equipment is, you WILL eventually fall, and when you do, you will most likely become very close friends with the pavement. So you need the “maximum impact and abrasion resistance” as possible.

Armor is extra padding sewn into the jacket or pants to cushion likely spots of impact. Road rash is the not so fun part about riding a motorcycle. It is painful and bloody, but impacts can cause serious and sometimes fatal internal damage. So shoulders, elbows, buttocks, and knees are spots that you want to be well protected, as they are the most common of impact points. In any serious crash it isn’t hard to get a bruise on all of these body locations. Other common regions of impact are the chest, back, and collar bone. So as you can see armor placement is crucial.

Material used for armor is another major concern. They are usually composites of plastic and foam. Simple plastic plates would slash through the material and expose you to injury, so they put hard plastic plates inside a thick layer of firm foam. Some garments also have built in spine protectors. If not, however, and you feel that you are not properly protected, jacket liners with armor pads are available for purchase, which are called “body guard jackets”.

For the most part, jackets off the rack consist of small, medium, large, and extra large. But there is more to a well fitting jacket than that. Your protection depends on how well your equipment fits. If you luck out and find a jacket that you like and fits well off the rack, you’re in business. But if you don’t you can order custom made leathers. There is 5 companies worldwide that can do your custom fit; Langlitz, Bates, Z Custom Leather, Vanson, and Aerostitch. But don’t expect to order up your jacket and have it in a week. Each company can only produce about 1600 custom jackets per year, so there is a waiting list as long as the dictionary. So make sure you place your order well before you need to ride, or you could be hooped.

Camping for most people means a tent and sleeping on a mat on the ground. If that doesn’t really appeal to you, then camping in an RV is what you need. It is the ultimate camping adventure.

RV’s come in many sizes and shapes. They start with campers that fit in the back of a pickup truck. These can have full kitchens, beds, a shower and toilet in them.

Next there are van conversions called Class B motorhomes that are basically a cargo van converted into a camping vehicle. These can have a raised roof for more head room. They also contain the same amenities as the truck camper.

Next up is the Class C motorhome. The front end looks like a pickup truck, but the similarity ends there. There is a sleeper extension over the cab and the back end looks like any motorhome you are probably familiar with. Basically a cargo box with windows, but much prettier. The Class C has all the amenities of home. A kitchen, bathroom, bedroom and living room. You could live in a Class C.

The next step us is the Class A motorhome. This is roomiest of all motorized RVs. These motorhomes are like a mini one bedroom apartment. They are fully self contained. From the queen sized bed to the dinette that seats four people you find luxury. A refrigerator and stove are complimented by a microwave oven. You might even have an ice maker capable of making over 20 pounds of ice a day. Party ready!

If that weren’t enough choices, there are still the trailers. First is the travel trailer you can pull behind a larger sedan or SUV. Then the 5th wheel trailer that hooks into the back of a pickup truck. Both of these trailers are equally as luxuriant as the best motorhome. An advantage is they cost a lot less.

You can buy new or used. Whichever way you choose, you should do a lot of research on the internet first. Learn all you can about RVing. There are RV forums that you can find by doing a search in your favorite search engine.

When you decide that an RV might be for you, attend an RV show or two. There are major RV shows at fairgrounds and stadiums where many dealers and vendors are selling every type of RV there is. There are also local RV shows usually put on by one or two dealers to show and sell some of their inventory.

If you really are not sure you would like to spend $40,000 or $250,000 on a hobby you are not sure you would like, buy a used RV. You can get into RVing in a 34 foot used Class A motorhome for under $10,000.

The older and larger the motorhome the less fuel efficient it will be. You may get 5 to 7 miles per gallon on many older motorhomes. 7-9 mpg is realistic for mid 1990′s motorhomes and up to 12 miles a gallon on new ones.

Camping in an RV is a fun adventure awaiting you and your family.